Can Student Loans Be Discharged in Bankruptcy?
Yes — really. The old “never” is outdated. Since 2022, thousands of borrowers have had student loans discharged in bankruptcy.
Home / Helpful Topics
Helpful Topics
How Does Public Service Loan Forgiveness (PSLF) Work?
A program for public-service and nonprofit workers: make qualifying payments and the rest of your federal loans can be forgiven — tax-free.
How Are Student Loan Payments Considered When I Apply for a Mortgage?
Every lender sets its own policy, but most follow the guidelines of the loan program you’re applying for. Here’s how student debt factors in.
How Does Income-Driven Repayment (IDR) Forgiveness Work?
IDR plans set your monthly payment based on your income and family size. Stay on one long enough and the remaining balance can be forgiven.
What Will My Payment Be, and Can It Be Lower?
Estimate your monthly student loan payment with the Department of Education’s Loan Simulator — and see which plans could bring it down.