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Helpful Resources For Student Loans
Student Loans Are Broke
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Student Loans Are Broke
How Does Public Service Loan Forgiveness (PSLF) Work?
Public Service Loan Forgiveness (PSLF) is a program the government started in 2007 to encourage people to work in public service jobs. These include most government and nonprofit jobs. If you stick with public service and make qualifying payments for…
How does Income-Driven Repayment (IDR) Forgiveness Work?
Income-Driven Repayment (IDR) plans are student loan repayment plans that set your monthly payment based on how much money you earn and the size of your family. If you stay on an IDR plan long enough, any remaining balance on…
What Will My Payment Be, and Can It Be Lower?
You can estimate your monthly student loan payment using the Department of Education’s Loan Simulator: studentaid.gov/loan-simulator We recommend starting without logging in. This lets you see exactly what information you’re entering and what the system is using to calculate your…
Can Student Loans Be Discharged in Bankruptcy?
Yes, Student Loans Can Be Discharged in Bankruptcy. Really. For many years, people were told that student loans couldn’t be wiped out in bankruptcy. That was once mostly true — but it’s not true anymore. Since 2022, thousands of borrowers…